{ "article_id": 1330, "public_id": "77db453a-e1ac-4fef-a26c-6c65d63b500b", "internal_identifier": null, "source_identifier": "86:4", "status": "published", "type": "research_article", "title": "Üniversite Öğrencilerinin Katılım Bankacılığı Algısı: Çankırı Karatekin Üniversitesi İİBF Öğrencileri Örneği", "title_secondary": null, "abstract": "Eğitim, barınma, ulaşım, yeme-içme v.b. gündelik masrafları bağlamında üniversite öğrencileri bankacılık sektörü tarafından sunulan hizmetlere ihtiyaç duymaktadırlar. Aynı zamanda öğrenciler önemli bir ekonomik sistem ve finansal piyasa katılımcısı potansiyelidirler. Diğer yandan banka müşterilerinin finansal kurumlar arasından yaptıkları tercihlerinin motivasyon kaynaklarının neler olduğunun anlaşılması, kaynakların daha etkin ve verimli tahsis edilmesine, yeni ve sadık müşteri kitlesine sahip olunmasına ve bu kitleyi daha iyi tatmin etmeyi vadeden ürünlerin tasarlanmasına yardımcı olacak yararlı bilgiler sağlayabilir. Bu çalışmada Çankırı Karatekin Üniversitesi İktisadi ve İdari Bilimler Fakültesi’nde İşletme, İktisat ve Bankacılık ve Finans bölümleri bazında üniversite öğrencilerinin günümüzde küresel finans endüstrisinin en hızlı büyüyen sektörlerinden biri haline gelen Katılım Bankacılığı Sistemi (KBS) algısı incelenmiştir. Çalışmada daha önce Özen, Şenyıldız ve Akarbulut (2016) tarafından kullanılan ankete  ilaveler yapılarak 195 öğrenciye uygulanmıştır. Çalışma sonucunda öğrencilerin büyük bir çoğunluğunun KBS terimlerinin Arapça terimler olmasının anlaşılmalarını zorlaştırdığını düşündükleri görülmüştür. Ayrıca öğrencilerin, Türkiye’de KBS hizmet ve ürünlerinin Arapça terimler ile sunulmasının, insanlar tarafından tercih edilmeme nedenlerinden biri olarak gördükleri tespit edilmiştir. Çalışmada öğrencilerin KBS’ni faizsiz bankacılık sistemi olarak gördükleri ancak kendilerinin bu sistem ile ilgili yeterli bilgiye sahip olduklarını düşünmedikleri görülmüştür. Din faktörünün katılım bankacılığı tercihlerinde etkili bir faktör olduğu ve öğrencilerin okudukları bölümün KBS genel bilgi düzeyi üzerinde etkili olduğu tespit edilmiştir. Ayrıca lisansta aldıkları eğitimin yeterli olduğunu düşünen öğrencilerin puanları bölümlere göre farklılaşmaktadır algı düzeyleri üzerinde etkisi olduğu görülmüştür. Bununla birlikte alınan lisans eğitiminin yeterli olduğunu düşünenler ile düşünmeyen öğrencilerin algı düzeyleri arasında anlamlı bir farklılık söz konusudur.", "language": "tr", "english_title": "University Students' Perception of Participation Banking: The Case of Çankırı Karatekin University Faculty of Economics and Administrative Sciences Students", "english_abstract": "University students need the services offered by the banking sector in the context of daily expenses such as education, accommodation, transportation, food and beverage, etc. At the same time, students are a significant potential participant in the economic system and financial markets. On the other hand, understanding the motivations behind bank customers' choices among financial institutions can provide useful information that will help in the more effective and efficient allocation of resources, acquiring new and loyal customer bases, and designing products that promise to better satisfy this base. This study examines the perception of university students in the Business Administration, Economics, and Banking and Finance departments of the Faculty of Economics and Administrative Sciences at Çankırı Karatekin University regarding the Participation Banking System (KBS), which has become one of the fastest-growing sectors of the global financial industry today. The study was conducted on 195 students, with additions made to the questionnaire previously used by Özen, Şenyıldız, and Akarbulut (2016). The study revealed that a large majority of students believed that the use of Arabic terminology in Islamic banking terms made them difficult to understand. Furthermore, students considered the use of Arabic terminology in Islamic banking services and products in Turkey as one of the reasons for their lack of preference. The study also showed that students viewed Islamic banking as an interest-free banking system, but did not believe they possessed sufficient knowledge about it. Religion was found to be an influential factor in Islamic banking preferences, and the students' field of study affected their general knowledge of Islamic banking. Additionally, the scores of students who perceived their undergraduate education as sufficient differed according to their field of study, influencing their perception levels. However, there was a significant difference in perception levels between students who believed their undergraduate education was sufficient and those who did not.", "doi": "10.36287/setsci.4.8.004", "doi_url": "https://doi.org/10.36287/setsci.4.8.004", "resource_url": "https://www.set-science.com/a/77db453a-e1ac-4fef-a26c-6c65d63b500b", "pdf_url": "https://www.set-science.com/a/77db453a-e1ac-4fef-a26c-6c65d63b500b/pdf", "og_image": "https://www.set-science.com/assets/img/og-card-v2.png", "authors": [ { "public_id": "2197ea87-124f-46e2-a26d-df1805ace8f8", "given": "Bilgehan", "family": "Tekin", "full": "Bilgehan Tekin", "literal": null, "orcid": null, "orcid_url": null, "email": "btekin@karatekin.edu.tr", "corresponding": true, "sequence": "first", "affiliations": [ { "name": "Çankırı Karatekin University", "department": null, "country": null, "country_code": null, "ror": null, "ror_url": null } ] } ], "keywords": [], "translations": [ { "language": "en", "title": "University Students' Perception of Participation Banking: The Case of Çankırı Karatekin University Faculty of Economics and Administrative Sciences Students", "abstract": "University students need the services offered by the banking sector in the context of daily expenses such as education, accommodation, transportation, food and beverage, etc. At the same time, students are a significant potential participant in the economic system and financial markets. On the other hand, understanding the motivations behind bank customers' choices among financial institutions can provide useful information that will help in the more effective and efficient allocation of resources, acquiring new and loyal customer bases, and designing products that promise to better satisfy this base. This study examines the perception of university students in the Business Administration, Economics, and Banking and Finance departments of the Faculty of Economics and Administrative Sciences at Çankırı Karatekin University regarding the Participation Banking System (KBS), which has become one of the fastest-growing sectors of the global financial industry today. The study was conducted on 195 students, with additions made to the questionnaire previously used by Özen, Şenyıldız, and Akarbulut (2016). The study revealed that a large majority of students believed that the use of Arabic terminology in Islamic banking terms made them difficult to understand. Furthermore, students considered the use of Arabic terminology in Islamic banking services and products in Turkey as one of the reasons for their lack of preference. The study also showed that students viewed Islamic banking as an interest-free banking system, but did not believe they possessed sufficient knowledge about it. Religion was found to be an influential factor in Islamic banking preferences, and the students' field of study affected their general knowledge of Islamic banking. Additionally, the scores of students who perceived their undergraduate education as sufficient differed according to their field of study, influencing their perception levels. However, there was a significant difference in perception levels between students who believed their undergraduate education was sufficient and those who did not.", "keywords": [ "Katılım Bankacılığı Algısı, İslami Finans, Üniversite Öğrencileri, ANOVA, Bağımsız Gruplar t Testi" ] } ], "subjects": [], "subject_names": [], "published_date": "2019-12-23", "published_year": "2019", "received_date": null, "accepted_date": null, "volume": "11", "issue": null, "page_first": "22", "page_last": "30", "article_number": null, "conference": { "short_name": "ISAS WINTER-2019 (SHS)", "full_title": "4th International Symposium on Innovative Approaches in Social, Human and Administrative Sciences", "name": "4th International Symposium on Innovative Approaches in Social, Human and Administrative Sciences", "acronym": "ISAS WINTER-2019 (SHS)", "location": "Samsun, Türkiye", "start_date": "2019-11-22", "end_date": null, "public_id": "73307755-0f4d-4992-a1c3-d225b24f9d10" }, "proceedings": { "title": "4th International Symposium on Innovative Approaches in Social, Human and Administrative Sciences", "series_title": "SETSCI Conference Proceedings", "publisher": "SET Technology", "isbn": "978-605-69925-0-6", "eisbn": null, "issn": null, "eissn": "2687-5527", "doi": null, "doi_prefix": "10.36287", "slug": "setsci-volume-11-2019-legacy-86", "public_id": "c7eface9-586c-439b-b400-37065e23904e", "url": "https://www.set-science.com/p/setsci-volume-11-2019-legacy-86" }, "license": { "name": "CC BY 4.0", "url": "https://creativecommons.org/licenses/by/4.0/", "code": "CC-BY-4.0", "open_access": true }, "copyright": { "holder": "SET Technology", "year": "2019" }, "funding_statement": null, "funders": [], "references": [ { "order": 1, "raw": "Abdullah, M. 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