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Open-finance services must prepare for cryptographic transitions while evaluating quantum-computing opportunities against classical alternatives. These decisions require different evidence but concern shared data, software, suppliers, and o…

Enterprise financial forecasts are generated across multiple business dimensions such as products, regions, channels, customer cohorts, and segments. In a large enterprise, this can result in billions of populated intersections that finance…

This study develops the Political and Economic Vulnerability Score (PAVS), a composite index for assessing cross-country differences in macro-financial and institutional vulnerability. Drawing on publicly available World Bank data, the inde…

In the United States, banking desert status is classified annually from that same year’s branch data, producing a contemporaneous snapshot of current access rather than a forecast of which communities are likely to change status next. This …

Open-finance platforms can combine models from different vendors while still concentrating capital in the same trade. Shared data, objectives, and representations make decision diversity the relevant object, rather than diversity of model n…

Adaptive research systems can generate, discard, revise, and monitor trading rules faster than their selection history can be audited. We ask when such a system may promote a frozen rule to governed forward evaluation. The proposed protocol…

Open-finance interfaces make market data and trading services programmable, but an API response is not an executable signal. Economic information depends on data receipt, inference completion, and feasible order arrival. We propose an execu…

Open-finance systems increasingly compose portfolio models, data services, and execution interfaces supplied by different parties. This modularity is useful only if the executed wealth path can be checked independently of the model that pro…

We developed a series of financial social media sentiment analysis models starting with PyFin-Sentiment, a recent state-of-the-art domain-specific large language model for the financial domain. We focused on label accuracy and improvements …

The emergence of Open Finance is reshaping the global financial landscape by enabling greater data accessibility, interoperability, and innovation. However, this expanded connectivity introduces new layers of regulatory complexity, raising …

Healthcare fraud, waste, and abuse (FWA) are among the most significant drivers of financial inefficiency in healthcare systems worldwide, with estimates suggesting they contribute to as much as 10% of total healthcare expenditures. In the …

Market democratization through conversational AI represents a critical frontier in financial technology, yet cryptocurrency analysis remains dominated by institutional players with sophisticated toolchains. We introduce AICrypto-Assistant, …

This paper explores how intra-day volatility behaves across different weekdays during periods of major financial stress, focusing specifically on the S&P 500 and NASDAQ-100 indices. The analysis spans two significant market disruptions—the …

The Walking Mansion in Yalova, Türkiye, holds a special place as a symbol of the Early Republican Period. In 1929, Mustafa Kemal Atatürk, the founder of the Republic, took a journey from İstanbul to Bursa aboard the Ertuğrul Yacht and encou…

Understanding pedestrian perception is essential for designing walkable and inclusive urban environments. This study employs real-world eye-tracking to investigate how pedestrians visually engage with urban streetscapes during everyday navi…

This paper explores the role of archival study in exploring site integrity within the Historic Urban Landscape (HUL) framework, using the case of Islamic heritage sites in Java, Indonesia. In contexts where material traces have been lost or…

This study proposes a multi-layered reading of the Bursa State Fine Arts Gallery by handling the building as a cultural heritage of the Republican period, symbolizing the government's modernization reforms in the late 1950s. This period cor…

Stone arches have been among the important structures in architecture and engineering throughout history. However, they can be damaged over time due to environmental impacts, conditions of use and natural disasters. Therefore, modern streng…

Throughout history, earth as one of the most basic building materials of architecture, has stood out as a culturally and environmentally sustainable resource thanks to its local availability, compatibility with natural cycles and renewabili…

This study aims to evaluate fire safety and escape route design in student dormitories. Ismail Necati Efendi KYK Dormitory and Hubbi Hatun Dormitory in Karabük province were comparatively examined in terms of space organization, user densit…