Search

The emergence of Open Finance is reshaping the global financial landscape by enabling greater data accessibility, interoperability, and innovation. However, this expanded connectivity introduces new layers of regulatory complexity, raising urgent concerns rega…

Open-finance interfaces make market data and trading services programmable, but an API response is not an executable signal. Economic information depends on data receipt, inference completion, and feasible order arrival. We propose an execution certificate: a …

Open-finance services must prepare for cryptographic transitions while evaluating quantum-computing opportunities against classical alternatives. These decisions require different evidence but concern shared data, software, suppliers, and owners. This paper de…

This paper explores how intra-day volatility behaves across different weekdays during periods of major financial stress, focusing specifically on the S&P 500 and NASDAQ-100 indices. The analysis spans two significant market disruptions—the 2008 Global Financia…

Eğitim, barınma, ulaşım, yeme-içme v.b. gündelik masrafları bağlamında üniversite öğrencileri bankacılık sektörü tarafından sunulan hizmetlere ihtiyaç duymaktadırlar. Aynı zamanda öğrenciler önemli bir ekonomik sistem ve finansal piyasa katılımcısı potansiyeli…

Climate change and environmental concerns led the investors to search for environmentally sustainable and friendly investments. Green bonds market has emerged as a result of this need. This study aims to analyze this market focusing on market efficiency. Marke…

Open-finance systems increasingly compose portfolio models, data services, and execution interfaces supplied by different parties. This modularity is useful only if the executed wealth path can be checked independently of the model that proposed it. We study a…

Open-finance platforms can combine models from different vendors while still concentrating capital in the same trade. Shared data, objectives, and representations make decision diversity the relevant object, rather than diversity of model names. We call loadin…

In the United States, banking desert status is classified annually from that same year’s branch data, producing a contemporaneous snapshot of current access rather than a forecast of which communities are likely to change status next. This study tests whether …

This study employs a supervised learning approach for the Stock Portfolio Selection (SPS) problem. The proposed approach solves three problems defined in the literature review: the narrow period selection problem, the proper objective selection problem, and th…

Enterprise financial forecasts are generated across multiple business dimensions such as products, regions, channels, customer cohorts, and segments. In a large enterprise, this can result in billions of populated intersections that finance teams cannot review…

Market democratization through conversational AI represents a critical frontier in financial technology, yet cryptocurrency analysis remains dominated by institutional players with sophisticated toolchains. We introduce AICrypto-Assistant, the first open-sourc…

Bu çalışmanın amacı, dünyada ilk 10’a giren ve hisse değerlerine ulaşılabilen düzenli hat taşımacılığı yapan 8 şirketin hisse değerlerinde etkin piyasa hipotezinin geçerli olup olmadığının tespit edilmesidir. Bu doğrultuda, zayıf formda etkin piyasa hipotezi…

Adaptive research systems can generate, discard, revise, and monitor trading rules faster than their selection history can be audited. We ask when such a system may promote a frozen rule to governed forward evaluation. The proposed protocol assigns each candid…

This study develops the Political and Economic Vulnerability Score (PAVS), a composite index for assessing cross-country differences in macro-financial and institutional vulnerability. Drawing on publicly available World Bank data, the index combines 13 indica…

Bu çalışmada, davranışsal finans ve psikoloji alanlarındaki bulguların firmalarda karar alıcı mercilerde görev yapan yöneticiler üzerine uygulanması sonucu ortaya çıkan Davranışsal Kurumsal Finans (Behavioral Corporate Finance) alanının kapsamına giren çalışma…

In recent years, the financial sector has been considerably developed, especially in electronic banking. As individual users in the financial sector use e-banking and e-finance systems, the concept of loyalty in the banking sector has shifted from traditional …

Machine learning and artificial intelligence have become an integral part of people's culture, influencing the lives of most people today. Machine learning is a subset of data science that uses statistical models to create insights and predictions. Machines sh…

A theoretical design assessment performed here to evaluate the idea of utilizing wave energy in the Red sea to power electric-cargo ships, in the route between Port Sudan and Jeddah Islamic port. The calculated mean wave power in 2018 was (1.4 MW), five wave p…

İşletmelerin uzun vadede faaliyetlerini devam ettirebilmeleri için tüm paydaşlar arasında iyi bir iletişim sağlamanın yolu hazırladıkları raporlar vasıtasıyla olmaktadır. Dünyadaki gelişmelerle birlikte finansal ve finansal olmayan raporlama konusunda geline…