384 results for “financial technology”
Research Article
Open Access Calendar Anomalies in Crisis: Intra-Day Volatility Patterns During the GFC and COVID-19
Naresh Chethala, Chethala N, Syeda Nabeera Suhail, Suhail S
International Conference on Open Finance 2025 https://doi.org/10.36287/setsci.24.1.001
This paper explores how intra-day volatility behaves across different weekdays during periods of major financial stress, focusing specifically on the S&P 500 and NASDAQ-100 indices. The analysis spans two significant market disruptions—the 2008 Global Financia…
Research Article
Open Access Enhancing Financial Market Sentiment Analysis Using Dataset Augmentation
Dante Contella, Contella D, Johnson Kinyua, Kinyua J, Charles Mutigwe, Mutigwe C
International Conference on Open Finance 2025 https://doi.org/10.36287/setsci.24.5.039
We developed a series of financial social media sentiment analysis models starting with PyFin-Sentiment, a recent state-of-the-art domain-specific large language model for the financial domain. We focused on label accuracy and improvements in the quality and q…
Research Article
Open Access Finansal Tutum ve Yaşam Tatmini Arasındaki İlişki: Örnek Olay İncelemesi
Seyfettin Ünal, Ünal S, Sezgin Koyun, Koyun S
4th International Symposium on Innovative Approaches in Social, Human and Administrative Sciences 2019 https://doi.org/10.36287/setsci.4.8.051
Bu çalışmanın temel amacı finansal tutum ile yaşam tatmini arasında bir ilişki olup olmadığının ampirik olarak tespit edilmesidir. Bununla birlikte, finansal tutum ve yaşam tatmini ölçeklerinin, yaş, cinsiyet ve eğitim durumu gibi demografik faktörler üzerinde…
Research Article
Open Access Financial Machine Learning
Veysel Yılmaz, Yılmaz V
4th International Symposium on Innovative Approaches in Social, Human and Administrative Sciences 2019 https://doi.org/10.36287/setsci.4.8.035
Machine learning and artificial intelligence have become an integral part of people's culture, influencing the lives of most people today. Machine learning is a subset of data science that uses statistical models to create insights and predictions. Machines sh…
Research Article
Open Access Predictive Analytics for Regulatory Risk in Open Finance: A Data-Driven Framework
Madhu Thota, Thota M, Tuncay Bayrak, Bayrak T
International Conference on Open Finance 2025 https://doi.org/10.36287/setsci.24.4.030
The emergence of Open Finance is reshaping the global financial landscape by enabling greater data accessibility, interoperability, and innovation. However, this expanded connectivity introduces new layers of regulatory complexity, raising urgent concerns rega…
Research Article
Open Access Comparative Political and Economic Vulnerability: A Composite-Index Approach
Madhu Thota, Thota M, Sri Ram Uppugalla, Uppugalla S, Chaitanya Basava, Basava C
Proceedings of the International Conference on Open Finance (ICOF 2026) 2026 https://doi.org/10.36287/setsci.25.6.001
This study develops the Political and Economic Vulnerability Score (PAVS), a composite index for assessing cross-country differences in macro-financial and institutional vulnerability. Drawing on publicly available World Bank data, the index combines 13 indica…
Research Article
Open Access A Data Analysis and Behavior Model for Study of Consumer Service in the Financial Sector
Sultan Tatlılıoğlu , Tatlılıoğlu S, Dionysis Goularas , Goularas D
3rd International Symposium on Innovative Approaches in Scientific Studies (Engineering and Natural Sciences) 2019
In recent years, the financial sector has been considerably developed, especially in electronic banking. As individual users in the financial sector use e-banking and e-finance systems, the concept of loyalty in the banking sector has shifted from traditional …
Research Article
Open Access Sürdürülebilirlik Raporlarının İşletmeye Etkisi
Zeynep Şahin, Şahin Z, Fikret Çankaya, Çankaya F
2nd International Symposium on Innovative Approaches in Scientific Studies 2018
İşletmelerin ekonomik , çevresel ve sosyal faaliyetlerinin sonuçlarının raporlanmasını içeren sürdürülebilirlik
raporlarının Türkiye’deki işletmelerde kullanımı artmıştır. Teknolojik gelişmeler, artan küresel rekabetle baş edebilmek için
işletmeler bu raporl…
Research Article
Open Access Business-Aware Agentic Forecast Refinement for Enterprise Financial Planning
Hari Rajagopalan, Rajagopalan H
Proceedings of the International Conference on Open Finance (ICOF 2026) 2026 https://doi.org/10.36287/setsci.25.7.001
Enterprise financial forecasts are generated across multiple business dimensions such as products, regions, channels, customer cohorts, and segments. In a large enterprise, this can result in billions of populated intersections that finance teams cannot review…
Research Article
Open Access AICrypto‑Assistant: A Multi‑Agent LLM Platform for Democratizing Crypto‑Asset Analysis
Mimoza Dimodugno, Dimodugno M, Mehdi Mammadov, Mammadov M
International Conference on Open Finance 2025 https://doi.org/10.36287/setsci.24.2.017
Market democratization through conversational AI represents a critical frontier in financial technology, yet cryptocurrency analysis remains dominated by institutional players with sophisticated toolchains. We introduce AICrypto-Assistant, the first open-sourc…
Research Article
Open Access Signal Collision in Open Finance: An Auditable Common-Trade Penalty for Learned Portfolios
Eric Benhamou, Benhamou E, Jean-Jacques Ohana, Ohana J, Beatrice Guez, Guez B, Thomas Jacquot, Jacquot T, Ethan Setrouk, Setrouk E, Chamyl Saadi, Saadi C
Proceedings of the International Conference on Open Finance (ICOF 2026) 2026 https://doi.org/10.36287/setsci.25.4.001
Open-finance platforms can combine models from different vendors while still concentrating capital in the same trade. Shared data, objectives, and representations make decision diversity the relevant object, rather than diversity of model names. We call loadin…
Research Article
Open Access Üniversite Öğrencilerinin Katılım Bankacılığı Algısı: Çankırı Karatekin Üniversitesi İİBF Öğrencileri Örneği
Bilgehan Tekin, Tekin B
4th International Symposium on Innovative Approaches in Social, Human and Administrative Sciences 2019 https://doi.org/10.36287/setsci.4.8.004
Eğitim, barınma, ulaşım, yeme-içme v.b. gündelik masrafları bağlamında üniversite öğrencileri bankacılık sektörü tarafından sunulan hizmetlere ihtiyaç duymaktadırlar. Aynı zamanda öğrenciler önemli bir ekonomik sistem ve finansal piyasa katılımcısı potansiyeli…
Research Article
Open Access Forecasting Banking Desert Risk Using Branch Level and Merger Signals
Malavika Polanki, Polanki M
Proceedings of the International Conference on Open Finance (ICOF 2026) 2026 https://doi.org/10.36287/setsci.25.5.001
In the United States, banking desert status is classified annually from that same year’s branch data, producing a contemporaneous snapshot of current access rather than a forecast of which communities are likely to change status next. This study tests whether …
Research Article
Open Access Execution Certificates for Open Finance: Auditable Data Availability, Latency, and Cost in Learned Lead–Lag Trading
Eric Benhamou, Benhamou E, Jean-Jacques Ohana, Ohana J, Beatrice Guez, Guez B, Thomas Jacquot, Jacquot T, Ethan Setrouk, Setrouk E, Chamyl Saadi, Saadi C
Proceedings of the International Conference on Open Finance (ICOF 2026) 2026 https://doi.org/10.36287/setsci.25.2.001
Open-finance interfaces make market data and trading services programmable, but an API response is not an executable signal. Economic information depends on data receipt, inference completion, and feasible order arrival. We propose an execution certificate: a …
Research Article
Open Access Can We Stop the Backtest Yet? Anytime-Valid Promotion Tests for Adaptive Financial Research Agents
Eric Benhamou, Benhamou E, Jean-Jacques Ohana, Ohana J, Beatrice Guez, Guez B, Thomas Jacquot, Jacquot T, Ethan Setrouk, Setrouk E, Chamyl Saadi, Saadi C
Proceedings of the International Conference on Open Finance (ICOF 2026) 2026 https://doi.org/10.36287/setsci.25.3.001
Adaptive research systems can generate, discard, revise, and monitor trading rules faster than their selection history can be audited. We ask when such a system may promote a frozen rule to governed forward evaluation. The proposed protocol assigns each candid…
Research Article
Open Access Bireysel Finansal Planlama Danışmanlığının Finansal Tüketiciler Açısından Ele Alınması Ve Uygulama Çalışması
İsmail Melih Baş, Baş İ, Ali İşyar, İşyar A
4th International Symposium on Innovative Approaches in Social, Human and Administrative Sciences 2019 https://doi.org/10.36287/setsci.4.8.023
Araştırmanın amacı, Türkiye’de tüketici profillerinin finansal ihtiyaçlarının, danışmanlık tercihlerinin ve bireysel finansal planlama danışmanlığına olan algı düzeylerinin belirlenmesidir. Bu amaca yönelik olarak çalışmamızda geliştirilen anket çalışması yapı…
Research Article
Open Access Hisse Senedi Fiyatlarında Etkinlik: Konteyner Şirketleri Üzerine Bir Araştırma
Abdullah Açık, Açık A, Esra Baran, Baran E, İlke Sezin Ayaz, Ayaz İ
2nd International Symposium on Innovative Approaches in Scientific Studies 2018
Bu çalışmanın amacı, dünyada ilk 10’a giren ve hisse değerlerine ulaşılabilen düzenli hat taşımacılığı yapan 8 şirketin
hisse değerlerinde etkin piyasa hipotezinin geçerli olup olmadığının tespit edilmesidir. Bu doğrultuda, zayıf formda etkin piyasa
hipotezi…
Research Article
Open Access Finansal Raporlamada Mesleki Yargı
Emin Yürekli, Yürekli E
2nd International Symposium on Innovative Approaches in Scientific Studies 2018
Küresel rekabet ortamında işletmeler uluslar arası sermayeden pay alabilmek için büyük bir yarış
içerisindedirler. Bu nedenle işletmeler her alanda uluslar arası standartlara uyum sağlamak durumundadırlar. Bu
standartlardan bir tanesi de UFRS Uluslararası Fi…
Research Article
Open Access Profitability of Bank Deposits How Does Economic Growth: Situation in Turkey
Nigar Alev, Alev N
Ist International Symposium on Innovative Approaches in Scientific Studies 2018
The most fundamental role of the banking system is to direct funds into the real sector. In all country economies around the world, banks play an important role in transforming savings into investments by acting as a bridge between the financial sector and the…
Research Article
Open Access BIM Cost Management: ROI on BIM Implemented Projects in the Construction Industry
Mustafa Nabi Kocakaya, Kocakaya M, Yasin Celik, Celik Y, Omer Giran, Giran O, Osman Hurol Turkakin, Turkakin O
7th International Symposium on Innovation in Architecture, Planning and Design 2025 https://doi.org/10.36287/setsci.23.54.001
This study investigates the return on investment (ROI) of Building Information Modelling (BIM) in the construction industry and addresses common barriers to its adoption such as high start-up costs and lack of familiarity with the technology. Despite its prove…